Illustrative example
After a collision the other driver's insurer offers the repair bill and nothing else. The claimant could not work for two weeks and paid for a hire car in the meantime.
Section 3333 gives all the detriment proximately caused, whether or not it could have been anticipated, which is wider than the contract measure. It turns on proximate cause and proof: lost earnings and hire charges flowing from the same collision are within it provided they can be evidenced, and an offer limited to the repair is a negotiating position rather than the measure.
The insurer pays the repair cost, the documented hire charges and an agreed figure for the two weeks of earnings, in full settlement of the property and earnings claim.